Answered on: March 12, 2020
Does your car rental rates in Ireland include CDW insurance? And is CDW the minimum insurance required?
Yes, but you will also have an opportunity to add any extra insurance at the hire desk on arrival. This is optional.
For example one if the suppliers "CAR HIRE" says this:-
4. Credit Card for CDW Coverage To decline the suppliers Collision Damage Waiver (CDW) and Theft Waiver (THW), the driver must fulfil several conditions. The driver must: 1.Have a US issued World MasterCard or Canadian issued Gold/Platinum Visa/MasterCard that provides cover for CDW and TW as a benefit. 2.Provide written proof that the card has relevant coverage specifically stating for the Republic of Ireland. The letter must be dated within 21 days of the pickup date and contain the credit card number. Please note partly masked is acceptable. 3.Have 5,000 Euro available for pre-authorisation on their card in case there is damage to the rental vehicle. If a letter confirming CDW coverage is not provided on collection of the vehicle OR if your card does not provide the relevant coverage OR if you do not have 5,000 Euro available on your card, you will be required to pay the premium for the suppliers CDW and THW cover at the local daily rate on arrival. After the purchase of CDW and TW cover, renters may also purchase in additon the SDW insurance cover which will reduce your excess responsibility to 0. Please note prices vary from 21 Euro to 24 Euro depending on the vehicle class orginally booked. Please contact the rental desk for further informaton. It is the cardholder's responsibility to ensure that they are adequately covered for the entire duration of the rental period. The supplier reserves the right to refuse third party insurance. The supplier does not accept any form of CDW/PDW purchased through a third party or fully comprehensive Irish insurance policies. Relevant cards will only be accepted for coverage for a maximum of 28 days in any one calendar year. Please note that you must pay for your full rental with the eligible credit card for your card company to provide CDW and THW coverage.